エンドウ　ヒデキ   ENDO, Hideki   遠藤　秀紀 経済学部 経済学科 教授
言語種別	英語
発行・発表の年月	2012/06
形態種別	学術雑誌
査読	査読あり
標題	Effects of Attitude and Background on Personal Financial Ability: A Student Survey in the United States
執筆形態	共同
掲載誌名	International Journal of Management
出版社・発行元	International Journal of Management
巻・号・頁	29(2(2)),pp.778-791
著者・共著者	◎Kenichiro Chinen, Hideki Endo
概要	This study investigates how abilities to make educated judgments about handling personal finance are affected by ages, gender and education of parents among college students across different academic disciplines, using a sample from a state college in Sacramento, California. Our study contributes to the literature of financial literacy by adding items measuring attitudes toward financial education while in high school. We formed index for basic financial education (IBFE), items measuring attitude towards the basic financial education requirement for high school students, and index for applied financial education (IAFE), items measuring attitudes toward the more applied financial education requirement for high school students. Examining these indexes and scores on the financial literacy questions, we found a positive relationship between those who recommended basic structure of finance and economy as part of financial education requirement for high school students and scores on financial literacy. We also found an inverse relationship between those who recommended applied level finance, such as asset management, as part of financial education requirement for high school students and scores on the financial literacy.